Clint, We are not in a position to give you legal advice and you should consult with your attorney for specific advice regarding your question. There are many interpretations of the regulations that the courts have not clearly ruled on yet. With that said we feel it is best to err on the safe side. A consumer that just gives you contact information is not necessarily granting the required permission to receive a text or a phone call, particularly for marketing purposes beyond the specific information requested by the consumer. If a consumer sends you a text, you should be able to reply to the consumer but in your first response should get the consumer’s affirmative confirmation that the consumer is consenting to additional text or telephone communications. You should also inform the consumer that fees and rates may apply along with how to get help or cease future communications. If a consumer gives you a phone number (mobile or not), unless they know that you are going to use that information for future marketing activities and give permission for you to contact them via phone or text, you could be in violation of applicable laws, rules or regulations. It is best to always get permission that complies with applicable laws, rules and regulations and store that permission as required. SP